Effective Date: April 29, 2026
Last Updated: April 29, 2026
Welcome to Talko. These Terms of Service ("Terms") apply to the Talko mobile application ("App") provided by iHuman Fantastic Limited ("we", "us", "our", or "Company"). By downloading, installing, or using our App, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our App.
By downloading, installing, or using the Talko App, you confirm that you have read, understood, and agree to be bound by these Terms of Service. These terms constitute a legally binding agreement between you and iHuman Fantastic Limited.
If you are using this App on behalf of a minor, you confirm that you have the authority to agree to these terms on behalf of that minor and assume full responsibility for the minor's use of the App.
Talko is an AI-powered English learning application designed to help users improve their English speaking skills through the following features:
Our App is provided through the Apple App Store on iOS devices.
No Registration or Login Required: Talko does not require users to register an account or log in. All your data is associated and managed through device identifiers.
The App is intended for personal and educational purposes only.
You agree not to reproduce, duplicate, copy, sell, trade, resell, or exploit any portion of the App for commercial purposes.
You shall not engage in any activity that disrupts or interferes with the App, including transmitting viruses, malware, or any other harmful computer code.
All content, features, and functionality of the App, including but not limited to text, graphics, logos, icons, images, audio clips, software, and documentation, are the exclusive property of iHuman Fantastic Limited and are protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes, subject to these terms. You shall not:
We are committed to protecting your privacy. Please review our Privacy Policy which details how we collect, use, and protect your personal information. You consent to our use of your data in compliance with this policy.
We offer auto-renewable subscription plans, which may include:
Payments will be charged to your Apple iTunes Account upon confirmation of purchase.
Important: All payments are processed through the Apple App Store system. We do not store or collect your credit card information or other financial details.
Subscriptions will automatically renew unless canceled at least 24 hours before the end of the current period.
How to Cancel Auto-Renewal:
Subscriptions will cease at the end of the current billing period.
Important: Deleting the App or clearing your data will not automatically cancel your App Store subscription or turn off auto-renewal.
If you install Talko on a new device or change devices:
Device Limitation: You may use your subscription on multiple devices that are signed in with the same Apple ID used for the subscription.
You may cancel your subscription at any time through iPhone Settings:
Subscriptions will cease at the end of the current billing period.
Important: Deleting the App or clearing your data will not automatically cancel your App Store subscription or turn off auto-renewal.
If you request a refund for an In-App Purchase or auto-renewable subscription through the App Store, and if you provide your consent, we may share information about your use or consumption of the purchased content or services with Apple.
This information is provided solely for the purpose of assisting Apple in reviewing and making a decision on your refund request, in accordance with App Store policies.
The consumption information may include, but is not limited to, usage duration, accessed features, or consumed content associated with the purchase.
We will only share such information after you initiate a refund request and only to the extent permitted by applicable laws and App Store requirements.
You shall not create, upload, or transmit the following content within the App:
You understand and agree that:
You should use the AI content provided by the App with caution. We recommend that you:
You assume the risk for any actions taken based on AI content.
The App is provided on an "as is" and "as available" basis without any express or implied warranties, including but not limited to:
To the maximum extent permitted by law, iHuman Fantastic Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
We reserve the right to modify this Agreement at any time. We will notify you of any changes by posting the new Agreement on the App and updating the "Effective Date."
Your continued use of the App following any modifications signifies your acceptance of the revised terms.
We may suspend or terminate your access to the App at any time, without notice, for conduct that we believe violates this Agreement, is harmful to other users, or for any other reason at our discretion.
If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These terms, together with our Privacy Policy, constitute the complete agreement between you and iHuman Fantastic Limited regarding the use of the App and supersede all prior agreements and understandings.
If you have any questions about these Terms of Service, please contact iHuman Fantastic Limited:
By using Talko, you confirm that you have read, understood, and agree to be bound by these Terms of Service. These Terms of Service represent the final version for the Talko App.